Terms and Conditions

Last updated: January 8, 2026

Welcome to Fervantezase. By accessing and using this website, you agree to comply with these terms and conditions.

Acceptance of Terms

By accessing this website, you agree to be bound by these terms and conditions of use, all applicable laws and regulations. If you do not agree with any of these terms, do not use this site.

Site Use

This website provides educational content about personal finance. The content is for informational and educational purposes only. We do not provide professional financial, legal, or investment advice.

Disclaimer

WE DO NOT PROVIDE FINANCIAL SERVICES. The educational materials we offer DO NOT CONSTITUTE INVESTMENT ADVICE. Any information about potential returns is risk-adjusted and merely illustrative. You are responsible for your own financial decisions.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Fervantezase or its licensors and is protected by Peru's intellectual property laws and international treaties.

User Conduct

You agree not to use the site for any illegal purpose or any purpose prohibited by these terms. You must not attempt to gain unauthorized access to any part of the site or related systems.

Limitation of Liability

In no event shall Fervantezase be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use this site or its content.

Modifications

We reserve the right to modify these terms at any time. Changes will take effect immediately upon posting on the site. Your continued use of the site constitutes your acceptance of the modified terms.

Governing Law

These terms are governed by the laws of the Republic of Peru. Any dispute shall be submitted to the exclusive jurisdiction of the courts of Lima, Peru.

Contact

For any inquiries about these terms, you can contact us through our contact form or at our physical address indicated in the footer.